Medicare Part A

Traditional Medicare is divided into what are referred to as parts. Each part has specific coverages. Medicare Part A covers hospitalization and it is the only portion of Medicare that is provided free to most Social Security eligible recipients.It has limits and rules that anyone who is in it should know.

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Part A Hospitalization coverage currently provides for the following;

Inpatient care in a hospital

Skilled nursing facility care

Nursing home care in a skilled nursing home facility

Hospice care

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What are Medicare Part A Hospitalization Cost

For in hospital care under traditional Medicare the following costs are borne by the patient.

  • $1,408 deductible for each benefit period.
  • Days 1–60: $0 coinsurance for each benefit period.
  • Days 61–90: $352 coinsurance per day of each benefit period.
  • Days 91 and beyond: $704 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
  • Beyond lifetime reserve days : all costs.
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    What is and is not covered by Medicare Part A

    The following list includes what you can expect to be covered.

    • 1. Semi-private rooms unless a private room is deemed medically necessary
    • 2. Meals
    • 3. General nursing
    • 3. Drugs as part of your inpatient treatment (including methadone to treat an opioid use disorder)
    • 4. Other hospital services and supplies

    Things that are not covered include television and phone if they are an added separate cost, personal care items and private duty nursing care.

    If you have specific questions about coverage, costs and care for Traditional Medicare it is best to contact for the most current information about Traditional Medicare.

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